3 Benefits of Financing a 2025 Mazda at Your Mazda Dealership

Applying for an auto loan can be stressful. Banks and credit unions are impersonal institutions, and they treat you as a loan application number and nothing more if you apply with them. As your Mazda dealership, we offer a personal service tailored to your needs, and we want to give you a few of the many reasons to choose us for your financing options.

From Your Mazda Dealership: 3 Benefits of Choosing Us for Your Financing Options

More Favorable Terms

If you go to a bank or credit union for a loan, it’s important to remember that they won’t negotiate. Their home offices determine loan approval criteria, and individual branches have no input. If they offer you a loan, you must accept their interest charges, loan duration, and other terms, or reject them and apply for a loan elsewhere.

When you apply for a loan through us, your application is assessed by numerous specialized loan institutions, each with its own policies and procedures. Since they compete against each other, they offer more favorable terms for their loans. In addition, we will negotiate with them on your behalf to improve their terms even further and secure you the deal that works for you.

Options for All Credit

It often seems you can only get a loan if you show you don’t need it. Your credit score is one of the main things a bank or credit union uses to decide whether you should receive a loan. They may offer you a good deal if you have a perfect credit score. If you have average credit or credit that needs rebuilding, they’re likely to reject you.

Our loan institutions are more understanding, as a less-than-perfect credit score shouldn’t mean you can’t get a loan. If you can afford the monthly repayments, you’re on your way to a loan. We work with these institutions to get you an affordable loan package that also improves your credit as you make repayments.

Handy Online Tools

Before you go to a bank or credit union for an auto loan, you must decide the total you can afford, how long you need it, and the most you can afford monthly. They don’t provide useful assistance, so it’s easy to make a mistake with your calculations, especially if you’re applying for your first auto loan. This could mean you get stuck with a bad deal if you were to accept their offer.

We make it easier for you to determine what you can afford. Our website has two handy online tools to calculate your buying power and acceptable monthly repayments in your own home or office. You input the figures and get an instant result. If you’re happy with the numbers, take another couple of minutes and complete our online credit application.

Contact our finance department today at Acadiana Mazda in Lafayette, LA.

Posted in Lafayette Mazda Dealer | No Comments »